One more to go
It’s seems almost too good to be true, but tonight we paid off our car - a year and a half early.
What an excellent feeling to know that the only debt we have left is our student loans. More importantly, what an excellent burden to have lifted off one’s shoulders, not to mention rid from the monthly required payments.
It’s empowering.
Little did I know that when Amy and I started this journey shortly after we married, we would have gotten so far in so little time. We’ve managed to pay off more than $12,000 in credit card debit, eliminated money owed to family members, and now paid off a $12,000 car loan (not including the interest accrued over that time) while paying student loan payments.
There’s so much more you can enjoy of your life when you don’t have payments to deal with every month. Our lives have improved greatly, and with Amy staying home with Ember and working only part-time, we’re able to do that because we live within our means, and we’ve killed off a lot of those monthly payments that eat people alive.
It has taken some sacrifice. It has been a journey of some hard lessons learned about habit and self-control. It’s meant saying “no” a lot of times when we wanted to say “yes” - which is just insane in this me-me-me culture of ours.
But it’s soooooooooo worth it.
sara Said,
May 3, 2007 @ 8:19 am
that’s AMAZING! congrats!!!
g Said,
May 3, 2007 @ 10:12 am
i like this new color scheme grizzle
g Said,
May 3, 2007 @ 10:13 am
ps-except for the neon-yellow name on the white background for the people who leave comments…justsaw it, it hurts.
ejg Said,
May 3, 2007 @ 10:20 am
Fixed it, g.
g Said,
May 4, 2007 @ 12:09 am
so much better
Allyn Said,
May 4, 2007 @ 10:18 pm
No monthly payments on anything = fugging sweet. I love not having any debt…..you are the man steaze.
Eric Gruber Said,
May 5, 2007 @ 6:21 am
Allyn,
Actually, we still have the student loans to go. Even still, life is pretty sweet.
Brandi Said,
May 5, 2007 @ 6:32 am
Nothing like getting that debt monkey off your back. Less to stress about! I find myself asking myself (yes I talk to the voices) if I really need an item that I’m thinking about buying. And if it’s a big item, will it be worth what I paid for it in the end.